Most homeowners don't realize PMI is cancelable. The ones who do usually give up halfway through. We don't.
A few quick questions about you and your home plus authorization to contact your lender on your behalf. No card collected until we're sure you are a good candidate.
Takes most folks just a few minutes and there's no risk.
We prepare a valuation report, work with an appraiser, compile the evidence, file the paperwork, and chase the follow-ups until your PMI is officially removed — while complying with the Homeowners Protection Act and other relevant regulations.
If we don't think your home will have PMI successfully removed, we tell you up front. Any out-of-pocket expenses are offset by us to minimize your costs and risk.
Your next mortgage statement no longer includes a PMI charge, and your monthly payment drops by that exact amount.
After cancellation, you pay PMI Ninja your old PMI amount for 12 months. From month 13 onward, every PMI dollar is yours — for the life of the loan.
On us
On you
Free eligibility check. No credit pull. No upfront cost.